Product ideas have been coming to me during the last year. As a new parent, there are many new challenges where a good product does not exist and I have been turning these challenges into products. My Background My academic background is product design and engineering. I have all the skillset to turn an idea [...]
The desire to bring in more income wasn’t present in me for the last few years. I had reached my family’s desirable real estate portfolio and it allowed for my husband to stay at home while we start a family. With that income, we were also able to spend more on vacations and entertainment so [...]
Repaying credit card and student loan debt aggressively is hard work but it becomes addictive after a month or two. You get into the habit of restricting frivolous expenses and this becomes comforting after a while. You start appreciating all the people and things that you have in life. Your wants diminish. You are healthier [...]
You have it in you. You’re an entrepreneur at heart and it is only a matter of time before you start your company. Now is the time to prepare. I knew I was going to start a company when I was in university while doing my undergrad. I had a large network that encouraged leadership, [...]
Why is it that the majority of the population dreams to get rich but never do. Why is it that university educated people may spend 10+ years struggling to repay their student loans and never see the fortunes promised to them which is why they went to school in the first place. The bulk of [...]
Goldeneer has developed a hierarchy model to build wealth in order to simplify the wealth building ladder. This model is based on frugality, savings, investments, leverage and shows us that wealth cannot be achieved by skipping any previous foundation. Joe is a friend who is stuck at the Savings stage. He is incredibly frugal and [...]
This is what my professor asked us. You can bin your time that you invest today into 3 horizons, today’s returns, tomorrow’s returns, and the far future’s return. Most people only invest in today’s returns. Today’s horizon What have you done today that has brought you money? For most people, the answer is simple: they [...]
Did you hear O’bryan’s law? He said Murphy was an optimist. One of my favourite personal finance gurus is Gail Vaz-Oxlade. Her financial advice is sound and she had good methods for getting people to follow their own budget. One of her rule of thumbs is to always contribute and top up to a cash [...]
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