Archive for Lifestyle

Frugality Sacrifices – Part 2

Dec 28, 2012 Comments Off

In order to achieve a higher savings rate, I gave up a few vices to be even more frugal. Frugality is a journey. Frugality goes up and down depending on my life circumstances and there are always areas to improve. Vices to give up Long showers I love long showers. They are relaxing and warm. [...]

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Married With An Allowance

Dec 27, 2012 Comments Off

Everyone has their own values when it comes to marriage. Some decide to share expenses and the remainder of each spouse’s paycheck is their own. Others share all income or none at all. Marriage and finances are a very personal strategy and not one strategy fit all marriages. Regardless of how finances are handled, it [...]

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Frugality Sacrifices – Part 1

Dec 26, 2012 Comments Off

In order to achieve a higher savings rate, I gave up a few vices to be even more frugal. Frugality is a journey. Frugality goes up and down depending on my life circumstances and there are always areas to improve. Vices I have given up Drinking – $1000/yr saved I used to enjoy drinks out [...]

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Rich Enough For Charity

Dec 18, 2012 Comments Off

Being charitable is an important value to me. I regularly give to charity in order to make my world a better place. Deciding how much and when to give was more difficult to achieve, especially when I was a student. My issue was that I always had an excuse not to give. I either had [...]

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Bucketlist And Frugal Lifestyle

Dec 17, 2012 3 Comments

Lists are one of the tools I use regularly in my life. I follow a list everyday of items I need to take care of. Lists allow me to keep a record of my to-do list so I don’t have to worry about missing something. I focus on taking care of a few items each [...]

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Frugality, The New Generation’s Interest

Dec 11, 2012 2 Comments

I’ll admit, I’m frugal. Read this carefully, I’m not cheap. I tip well. I will buy high quality items when there’s a need. I will pay for other people’s food when hosting a BBQ. I will offer someone a car ride. On the other hand, I refuse to pay retail prices unless I absolutely have [...]

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“I Don’t Want To Be Rich”

Nov 30, 2012 Comments Off

Three people have expressed to me that money isn’t important to them in casual conversations when we talked about having an FU fund and investments. Ideally, this attitude should be positive to hold onto as someone realizes that money doesn’t buy happiness. However, money is important as it does provide for the basics such as [...]

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